|Discussion in 'All Categories' started by Jagdambika Tyagi - Jun 6th, 2014 2:08 pm.|
I got my health insurance done by star Health insurance company last year. I have paid all the premium also. Just few days ago I got severe pain in the abdomen. I went to my family physician and he saiid that it is looking like a renal pain. He adviced me ultrasonography. Ultrasonography. Reveiled that I have a 9mm stone in my right kidney. Doctor advised again for IVP.
I got this test also done and in that also renal stone was confirmed. All the expenses of these all investigation I paid from my pocket.
After confirming the diagnosis I went to urologist and he said for the laparoscopic surgery for renal stone. I contacted the Star insurance company for autharization of my surgery but they straight forward refused. They are saying that this kidney stone is present for long time so we will not pay. Please advice me what should I. Do in this case, I am sure that they are misleading me and there should be some law to protect the right of patient.
re: Renal Stone Refused by Insurance Company by Dr R K Mishra - Jun 12th, 2014 11:17 am
Dr R K Mishra
|Dear Jagdambika Tyagi
Generally renal stone is considered as a preexisting disease and insurance company does not reimburse it unless your policy is 2 year old in continuity and not been discontinued in between.
R K Mishra
Ask Free Legal Questions On Consumer Protection Related to Laparoscopic Surgery. As the Premier Institute of Minimal Access Surgery World Laparoscopy Hospital provide Free medico legal advice to Patient and Surgeon. Institute of Medicine & Law department of World Laparoscopy Hospital provides education, information, and services in medical laws. WLH Medico Legal information and analysis is real-time, accurate, actionable and is delivered to doctors, hospitals, and lawyers on multiple platforms using the latest in technology.
Knowledge Bank of World Laparoscopy Hospital on Medical Laws is comprehensive and continuously updated with the latest developments in medical laws. Today, in World, World Laparoscopy Hospital possesses the best resources in terms of professionals, information, and knowledge on medical laws related to Minimal Access Surgery and these are optimally utilized in providing Medico legal Legal solutions.<
World Laparoscopy Hospital organizes the National and International Convention on Medico legal issues related to Minimal Access Surgery every year, a platform to identify the legal issues relating to laparoscopic and robotic surgery, discuss them threadbare, and suggest remedial measures. Doctors, medical associations, hospitals, lawyers, judges, regulators, and policy makers are part of this initiative.